Our replacement program helps your clients replace their current vehicle with a late-model, low mileage car.

  • Most Competitive Rates: With several lenders to choose from, 722 can shop for the best rate available for your client.
  • Great Vehicles: Cars must be late-model, low-mileage and sold at deeply discounted prices. If your client cannot find a dealer willing to sell them a vehicle which passes our mandatory 50-point inspection (including background check) and reduced price requirements, we will put them in touch with one that will.
  • Quick, Easy Process: From day one of filing, your clients are never left worrying about transportation needs. In most cases, they can select a vehicle the same day they are approved.
  • Zero Pressure: No face-to-face contact with car sales personnel is required. Everything can be done over the phone, and loans are closed through the mail. Additionally, other than optional extended warranties, no finance products are allowed on our loans.
  • Attorney Fee Financing: Many replacements through our program result from an attempted redemption. Legal fees incurred pursuing a redemption may be financed as part of your client’s replacement loan.
  • Affordable Payments: Our goal is to lower your client’s car payments.
  • Exclusive Inventory Available Nationwide: If your client needs help finding a vehicle, a national dealership holds an online inventory exclusively for 722 customers. These cars can be delivered in over 40 states at no charge.
  • Experts Waiting to Take Your Call: You are always just minutes away from knowing every option your client has before reaffirming on a car loan. Knowledgeable representatives are standing by to take your call.
  • No Cost or Obligation: It costs absolutely nothing for your clients to get approved and explore what replacement vehicles are available. This allows for a more informed decision before reaffirming on an expensive vehicle.
  • Re-Establish Credit: Your clients can begin to rebuild their credit immediately.
  • No Down Payments: While tax and title are often needed to keep monthly payments low, we do not require any money down on replacement loans.