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Replacement: The Program
  1. Apply online or call (888) 278-6121.

  2. All applications will be reviewed and submitted to U.S. Bank for approval.

  3. Upon approval, you may begin looking for a vehicle fitting U.S. Bank's guidelines:

    • Late-Model, Low-Mileage Vehicles
    • Low Monthly Payments
    • Short Loan Length
    • Discounted Price

    If you cannot locate a dealer willing to work within these discounted parameters, we can put you in touch with one that will deliver a vehicle to you at no extra charge.

  4. After you select a vehicle, we will review all paperwork submitted by the dealership to verify:

    1. The Price - never to exceed 120% NADA Trade-In Value
    2. Safety - dealership has completed a 40 point inspection
    3. Background - via carfax of the car selected

  5. We will prepare a new U.S. Bank contract and review it with you to ensure accuracy and satisfaction.

  6. We will send the new contract to you. Your 1st payment will be due approximately 30 days later and you will officially begin to re-establish your credit with one of the nation's largest banks.

Please do not hesitate to call and request a sample contract outlining all applicable fees, rates, etc. for your state.

Apply Online Now!

Or call toll free 1 (888) 721-2800
Hours (EST):
Monday-Friday 8AM-7PM

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