The Replacement Process
- Have your clients apply online
or have them call (888) 721-2800.
- All applications will be reviewed and submitted to U.S. Bank for
approval. Approvals will be based on a payment your client can comfortably
afford based on his or her individual situation.
- Upon approval, your client may begin looking for a vehicle fitting U.S.
Bank's guidelines:
- Late-Model, Low-Mileage Vehicles
- Low Monthly Payments
- Short Loan Length
- Discounted Price
If your client cannot locate a dealer willing to work within these
discounted parameters, we can put them in touch with one that will deliver
a vehicle to them at no extra charge.
- After your client selects a vehicle, we will review all paperwork
submitted by the dealership to verify:
- the price - never to exceed 120% NADA trade-in value
- safety - dealership has completed a 50 point inspection
- background - via carfax of the car selected
- We will prepare a new U.S. Bank contract and
review it with the debtor to ensure accuracy and satisfaction.
- We will send the new contract to the debtor (or you, if you so choose).
Your client's 1st payment will be due approximately 30 days later and they
will officially begin to re-establish their credit with one of the nation's
largest banks.
Apply Online Now!
Or call toll free 1 (888) 721-2800
Hours (EST):
Monday-Friday 8AM-7PM